Trusted by 1,200+ smart savers

Smart Money Management
Made Simple.

Track expenses, set smart budgets, and grow your wealth—without the complex spreadsheets.

⚡ No credit card required • 100% Free

Income Received

+Rp 8.500.000

AI Smart Advice

Food budget on track 84%

secure.finote.app

Total Balance

Rp 15.450.000

+12.5% this month

Cash In

Rp 8.500.000

Cash Out

Rp 3.200.000

Langganan Streaming

Today

-Rp 186.000

Kopi & Makan Siang

Yesterday

-Rp 55.000

Monthly Salary

Aug 1

+Rp 8.500.000

Core Capabilities

Smart Budgeting

AI Insights

Goal Tracking

Privacy Focused

Cross-Device Sync

Real-time Analytics

Smart Budgeting

AI Insights

Goal Tracking

Privacy Focused

Cross-Device Sync

Real-time Analytics

Smart Budgeting

Set flexible budgets that adapt to your lifestyle. We'll let you know if you're spending too fast.

Monthly Budget Allocation

Rp 4.750.000 / Rp 6.000.000

79% Used

Food & Dining

92% Used

Rp 1.850.000Rp 2.000.000

Transportation

65% Safe

Rp 650.000Rp 1.000.000

Bills & Utilities

100% Paid

Rp 800.000Rp 800.000

Entertainment

45% Low

Rp 450.000Rp 1.000.000

AI Financial Advisor

AI-Powered Insights

Our smart assistant analyzes your spending patterns and gives you personalized tips to save more.

Finote AI Advisor

Smart Financial Analytics

GPT-4o Ready

Can you analyze my spending this week and recommend savings?

Based on your records: Spending in Coffee & Dining is up +18% ($24.00) this week.

Redirecting half saves $48/mo and helps you reach your saving target 3 weeks sooner.

Goal Tracking

Planning a vacation or saving for a car? Set targets and watch your progress bar fill up.

Active Saving Goals

2 Goals in Progress

Bali Vacation

Rp 6.400.000 / Rp 8.000.000

80%

+Rp 600.000 this month24 days left

New MacBook Pro

Rp 18.500.000 / Rp 24.000.000

77%

⚡ Monthly auto: $100/mo3 months left

Workflow

Get your money sorted in 3 easy steps

No financial degree required. Setting up your Finote account takes less time than making a cup of coffee.

Create Your Account

Set Your Budgets

Tell us how much you want to spend on food, fun, and bills. We'll handle the math.

Watch Your Wealth Grow

Log your expenses, hit your saving goals, and finally feel good about your bank account.

Social Proof

Loved by thousands of smart savers

4.9/5.0 (1,200+ reviews)

Verified

"Finote completely changed how I look at money. I finally know where my freelance income is actually going!"

Sarah Jenkins

Freelance Designer

Verified

"I used to hate budgeting because spreadsheets are boring. Finote makes it visual, fun, and super easy."

Michael Chen

Recent Grad

Verified

"The UI is gorgeous and the AI insights are actually helpful. It's the only finance app I've stuck with for more than a week."

Amanda Rivera

Software Engineer

Support & FAQ

Got Questions? We've got answers.

Yes! The core tracking and budgeting features are 100% free. We offer a Premium plan later for advanced AI insights, but you'll never be forced to upgrade.

Absolutely. We protect your privacy with industry-standard security. We never sell your data to third parties, and you can delete your account anytime.

Yes! Finote is a responsive web app, meaning it works perfectly and looks beautiful on any device—mobile, tablet, or desktop.

No, you don't have to! You can manually log your transactions in seconds. It's quick, easy, and keeps you mindful of your spending.

Have more questions?

Our team is here to help you anytime.

Ready to Master Your Money?

Join thousands of users who are already building healthy money habits and tracking their wealth effortlessly.

Try Live Demo

Data Privacy First2-Min Quick Setup100% Free Core Plan

Smart Money Management Made Simple.

Rp 15.450.000

Smart Budgeting

AI-Powered Insights

Goal Tracking

Get your money sorted in 3 easy steps

Create Your Account

Set Your Budgets

Watch Your Wealth Grow

Loved by thousands of smart savers

Got Questions? We've got answers.

Ready to Master Your Money?

Smart Budgeting

AI-Powered Insights

Goal Tracking

Get your money sorted in 3 easy steps

Create Your Account

Set Your Budgets

Watch Your Wealth Grow

Loved by thousands of smart savers

Got Questions? We've got answers.

Ready to Master Your Money?

Smart Money Management
Made Simple.